Indiana State Life and Health Insurance Practice Exam

Medicaid was established to assist individuals who fall into which category?

1. Federal employees

2. Disabled

3. In poor health

4. Below a specific income limit

The correct answer is: Below a specific income limit

Medicaid was specifically designed to provide healthcare support to individuals and families with limited financial resources. The program primarily focuses on those who fall below a certain income threshold, ensuring that low-income individuals, including children, pregnant women, parents, elderly individuals, and people with disabilities, receive the necessary medical care they otherwise might be unable to afford. While the other options refer to specific groups that could benefit from Medicaid services, they do not encompass the program's broader purpose, which is to assist anyone who meets the income requirement. Thus, the correct answer highlights the fundamental criterion of eligibility based on income, reinforcing the program's goal of addressing the healthcare needs of financially vulnerable populations.