Indiana State Life and Health Insurance Practice Exam

Medicare Part A benefits primarily cover which type of service?

1. Outpatient treatment

2. Preventative care

3. Inpatient hospital services

4. Regular check-ups

The correct answer is: Inpatient hospital services

Medicare Part A primarily focuses on providing coverage for inpatient hospital services. This includes hospital stays, nursing facility care, hospice care, and some home health services. When an individual is admitted to a hospital, Medicare Part A helps cover the costs associated with those inpatient services, which can be quite significant. Outpatient treatment, preventative care, and regular check-ups are typically covered under different parts of Medicare — specifically, Medicare Part B. Part B is designed to cover outpatient care, preventive services, and doctor visits, while Part A's main emphasis is on the inpatient services that are critical for those requiring hospital care. Therefore, understanding that Medicare Part A is specifically geared towards inpatient services helps clarify its purpose and benefits to beneficiaries.