To continue health coverage for a newborn, the policyowner must notify the insurer of birth and provide the first premium payment within ____ days of birth?

Prepare for the Indiana State Life and Health Insurance Exam. Study with comprehensive flashcards and multiple-choice questions, each featuring detailed hints and explanations. Achieve success and ace your exam!

To maintain health coverage for a newborn under a health insurance policy, it is essential for the policyowner to notify the insurer of the birth and make the first premium payment within a specified time frame. In this case, the requirement is 31 days from the date of birth. This stipulation ensures that the newborn is covered under the policy without any interruptions, as most policies have a provision for automatically covering newborns. However, this coverage is typically contingent upon the policyholder completing the necessary administrative steps, including notification and premium payment, within the designated period. Thus, the answer being 31 days emphasizes the importance of timely communication and financial obligation to secure continuous coverage for the newborn.

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