What is the condition required for a dependent child to maintain coverage after the limiting age?

To maintain coverage after the limiting age, the condition required is dependence on the policyholder. This reflects the intent of insurance policies to provide coverage for dependent children who continue to rely on their parents or guardians for financial support, even past the age when typical coverage would cease. This provision is significant as many insurance plans allow for extended coverage for children who are unable to support themselves due to various factors, which could include disability or other qualifying circumstances.

Full-time student status or physical ability to work, while relevant in some contexts, do not determine coverage eligibility post-limiting age in most insurance policies. Similarly, simply reaching a certain age without considering dependence would not suffice for continuation of coverage. Hence, the primary criterion is the child's dependence on the policyholder, ensuring financial and supportive ties are preserved.