Which of the following insurance policies typically provides lifetime coverage?

Whole Life Insurance is designed to provide coverage for the entire lifetime of the insured, as long as the premiums are paid. This type of policy not only assures a death benefit that is paid to the beneficiaries upon the policyholder's death but also accumulates cash value over time, which can be accessed by the policyholder during their lifetime. The premiums for whole life insurance are typically fixed, providing predictability and stability.

In contrast, Term Life Insurance is temporary and only provides coverage for a specified term, often 10, 20, or 30 years, and it does not build any cash value. An Endowment Policy typically pays out a sum after a certain period or upon the death of the insured, which can be a set number of years, thereby not offering lifetime coverage. Term-to-100 Insurance does provide lifetime coverage in a different way, focusing on level premiums until the insured reaches age 100, but since the question is asking for a standard policy known for lifetime coverage, Whole Life is the more recognized choice as it combines a death benefit and cash value component throughout the insured's lifetime.