Indiana State Life and Health Insurance Practice Exam

Which of the following is NOT covered by Medicare Part B?

1. Occupational Therapy

2. Inpatient Hospital Services

3. Physician and Surgeon Services

4. Medical Equipment Rental

The correct answer is: Inpatient Hospital Services

Medicare Part B primarily covers outpatient medical services, which includes routine doctor visits, preventive care, and other services like diagnostic tests and outpatient hospital care. The primary purpose of Part B is to provide coverage for medically necessary services delivered in an outpatient setting. Inpatient hospital services, on the other hand, are covered by Medicare Part A. Part A is specifically designed to cover hospital stays, skilled nursing facility care, hospice, and some home health services when patients are classified as inpatient. Therefore, being classified under Part A, inpatient hospital services are not included under the coverage of Medicare Part B. This distinction is crucial in understanding how Medicare is structured and the specific roles of its different parts. Occupational therapy, physician and surgeon services, and medical equipment rental are all considered outpatient services that are typically covered under Part B, making them relevant components of its coverage scope.