Which of these options can an individual use their medical flexible spending account to pay for?

An individual can use their medical flexible spending account (FSA) to pay for prescription drugs because these expenses are deemed qualified medical expenses under IRS guidelines. FSAs are designed to allow individuals to set aside pre-tax dollars to cover out-of-pocket health care costs, which can include prescription medications needed to treat specific health conditions.

Prescription drugs are essential for managing health and are often necessary for treatment, making them an allowable expense under these accounts. This helps individuals manage their healthcare costs more effectively by utilizing tax-advantaged funds for necessary medical treatments.

In contrast, vitamins and supplements generally do not qualify unless prescribed by a physician for a specific medical condition. Household expenditures are typically considered personal expenses and are not eligible for FSA reimbursement. Cosmetic procedures, unless deemed medically necessary and prescribed by a healthcare provider, also fall outside the scope of covered expenses in an FSA.