Which of these statements regarding health coverage for physically handicapped dependents is false?

The correct answer indicates that the statement about the dependent being required to be over 10 years of age when the handicap was insured is not true. Insurance policies typically do not impose an age requirement for dependents at the time a handicap is insured. Instead, the emphasis is usually on the dependency status and financial reliance on the policyholder, and the need for insurance coverage to be in place at the time of the handicap.

The requirement for the dependent to be covered under the policy at the time the handicap is diagnosed is a standard condition in many insurance policies. This means that any claim related to the handicap can be validated against the actual coverage in place.

Additionally, the policy often states that the dependent must rely primarily on the policyholder for support. This defines the relationship and dependency that is eligible for coverage under the health insurance.

Lastly, the stipulation regarding periodic medical examinations at the request of the insurer is common as insurers require updated information about the condition to manage risk and ensure that the coverage reflects the current health status of the dependent.

Thus, indicating that a specific age requirement exists for dependents when the handicap is insured does not align with standard policy stipulations, making it the false statement in this context.